Terms of Service

Last Updated: January 12, 2026

IMPORTANT LEGAL NOTICE

PLEASE READ THESE TERMS OF SERVICE CAREFULLY. BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS AND ALL APPLICABLE LAWS AND REGULATIONS. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS, YOU MUST NOT USE THIS WEBSITE.

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Crown & Anvil Precious Metals ("Company," "we," "us," or "our") governing your access to and use of the crownanvil.com website and all related services (collectively, the "Services"). By accessing or using our Services, you represent that you are at least 18 years of age and have the legal capacity to enter into binding agreements.

2. Nature of Services

Crown & Anvil is a precious metals dealer that buys, sells, and trades gold, silver, platinum, palladium, and related products. You acknowledge and agree that:

  • We are NOT a registered investment advisor, broker-dealer, or financial planner
  • We do NOT provide investment, financial, tax, or legal advice
  • All information provided is for educational and informational purposes only
  • Precious metals investments involve substantial risk and may not be suitable for all investors
  • Past performance is not indicative of future results

3. Investment Risk Disclaimer

RISK WARNING

PRECIOUS METALS INVESTMENTS ARE SPECULATIVE AND INVOLVE SIGNIFICANT RISK. THE VALUE OF GOLD, SILVER, PLATINUM, PALLADIUM, AND OTHER PRECIOUS METALS CAN AND DOES FLUCTUATE, AND YOU MAY LOSE SOME OR ALL OF YOUR INVESTMENT.

YOU SHOULD CAREFULLY CONSIDER YOUR FINANCIAL SITUATION AND CONSULT WITH A QUALIFIED FINANCIAL ADVISOR BEFORE MAKING ANY INVESTMENT DECISIONS. CROWN & ANVIL IS NOT RESPONSIBLE FOR ANY INVESTMENT LOSSES YOU MAY INCUR.

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU UNDERSTAND THESE RISKS AND ACCEPT FULL RESPONSIBILITY FOR YOUR INVESTMENT DECISIONS.

4. Pricing and Transactions

  • Spot Prices: Spot prices displayed on our website are for informational purposes only and are subject to change without notice. Actual transaction prices are determined at the time of order confirmation.
  • Price Fluctuations: Precious metals prices can change rapidly. We reserve the right to adjust prices at any time prior to order confirmation.
  • Order Confirmation: No transaction is binding until confirmed in writing by Crown & Anvil. We reserve the right to refuse or cancel any order for any reason.
  • Errors: We are not responsible for typographical errors, pricing errors, or other mistakes on our website. If an error is discovered, we reserve the right to correct it and cancel any affected orders.

5. Product Authenticity and Condition

While we make every effort to ensure the authenticity and quality of our products:

  • All products are sold "AS IS" unless otherwise specified
  • Product images are representative only; actual items may vary slightly
  • Grading and condition assessments are subjective and provided as our opinion only
  • We recommend independent verification of authenticity for high-value purchases

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CROWN & ANVIL, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:

  • ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES
  • INVESTMENT LOSSES OR DIMINISHED VALUE OF PRECIOUS METALS
  • DAMAGES RESULTING FROM MARKET FLUCTUATIONS OR PRICE CHANGES
  • DAMAGES RESULTING FROM THIRD-PARTY ACTIONS, INCLUDING THEFT, FRAUD, OR SHIPPING ERRORS
  • DAMAGES RESULTING FROM YOUR RELIANCE ON ANY INFORMATION PROVIDED

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM.

7. Disclaimer of Warranties

THE SERVICES AND ALL PRODUCTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

8. Indemnification

You agree to indemnify, defend, and hold harmless Crown & Anvil, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any rights of another party; or (d) your investment decisions or financial losses.

9. Regulatory Compliance

You acknowledge and agree that:

  • Certain precious metals transactions are subject to IRS reporting requirements (Form 1099-B)
  • You are solely responsible for reporting and paying any applicable taxes on your transactions
  • We may be required to collect and report your personal information to government authorities
  • Anti-money laundering laws may require identity verification for certain transactions
  • We reserve the right to refuse service to anyone we believe may be engaged in illegal activity

10. Shipping and Delivery

  • Risk of loss passes to you upon delivery to the shipping carrier
  • We are not responsible for delays, losses, or damages caused by shipping carriers
  • Insurance coverage is subject to carrier limitations and may not cover full replacement value
  • Delivery times are estimates only and not guaranteed
  • You are responsible for providing accurate shipping information

11. Returns and Refunds

Due to the nature of precious metals and market volatility, all sales are generally final. Any returns must be approved in advance and may be subject to restocking fees and market adjustments. Contact us within 48 hours of receiving your order if you believe there is an issue.

12. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Crown & Anvil or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or commercially exploit any content without our prior written consent.

13. Dispute Resolution and Arbitration

BINDING ARBITRATION AGREEMENT

Any dispute, controversy, or claim arising out of or relating to these Terms or your use of the Services shall be resolved exclusively through binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify.

YOU AND CROWN & ANVIL WAIVE THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE PROCEEDING.

Arbitration shall be conducted in accordance with the American Arbitration Association's rules. The arbitration shall be held in Texas, and the arbitrator's decision shall be final and binding.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. You consent to the exclusive jurisdiction of state and federal courts located in Texas for any disputes not subject to arbitration.

15. Force Majeure

Crown & Anvil shall not be liable for any delay or failure to perform resulting from causes outside our reasonable control, including but not limited to: acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

17. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the Services after any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

18. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the website, constitute the entire agreement between you and Crown & Anvil regarding your use of the Services and supersede all prior agreements and understandings.

19. Contact Information

For questions about these Terms of Service, please contact:

Crown & Anvil Precious Metals

[email protected]

(555) 123-4567

Contact us for mailing address

By using Crown & Anvil's website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.